EP30: The Habits That Keep You Broke (and How to Break Them)

Roger and Richard dive into the everyday money habits that quietly drain wealth and keep families stuck living paycheck to paycheck. From $7 coffees and luxury cars parked outside rundown homes, to oversized mortgages and chasing fads for kids, they outline the five most common traps that sabotage financial freedom and how to flip them into wealth-building habits.The conversation expands into markets and AI: Powell’s warning on overvalued stocks, the psychology of buying at the “top,” and why Gen Z’s new “Rule of 7” gamble on options feels more like a lottery than a strategy. They wrap by looking at how content creation needs to shift by platform and why finding the right “hook” is the missing piece for creators and entrepreneurs alike.