Report Settings
Configure rates and assumptions used in all financial calculations. Changes take effect immediately on all new reports.
Rate used to calculate how large a portfolio must be to sustain retirement income. 4% is the classic rule. We use 5.5% as a slightly more aggressive assumption.
%
Annual compound return for conservative projection scenario.
%
Annual compound return for moderate projection scenario. Default used in all calculations.
%
Annual compound return for aggressive projection scenario.
%
Annual inflation assumption used in real return calculations.
%
Show or hide the stress test section on QuizResults and KidsResults pages.
Enabled
Default expected return rate shown to users. They can override this.
%
What these settings affect
withdrawal_rateControls the Wealth Target calculation. Higher rate = smaller target portfolio needed.growth_rate_*Controls the projection charts and compound growth calculations across all scenarios.inflation_rateUsed in real return calculations to discount future values.stress_test_enabledShows or hides the stress test section on all report pages.default_user_growth_rateDefault expected return rate shown to users. They can override this on their dashboard.